Corporate Profile

Overview
Approach
Brand
Vision
Journey
Values
Structure
Milestones
Goals
  • BM

Programmes and Initiatives

TERAJU implements targeted financing and investment strategies designed to enhance agility, competitiveness, and global readiness in early and mid-market segments. This is achieved through comprehensive facilitation and financing programmes tailored to support Bumiputera companies.

Facilitation
  • Bumiputera Board of Director & Advisor Depository
  • Bumiputera Angel Investors Depository
Financing
  • Bumiputera Development and Catalyst Fund Financing
  • Islamic Working Capital Project Financing (WCPF) Programme
  • Partnerships and Affiliations

Facilitation:

Bumiputera Board of Director & Advisor Depository

  • Objective:
  • • Promote knowledge transfer and mentorship
  • • Facilitate the connection between Bumiputera businesses and experienced professionals
  • • Enhance the governance and decision-making of Bumiputera businesses
  • • Empower and support the growth of Bumiputera businesses by helping them make informed decisions, navigate challenges, and achieve sustainable growth.
  • Scope includes director matching, advisor matching, and networking events.
Benefits and Impact

For Bumiputera Companies

  • • Improved access to qualified board members and advisors
  • • Mentorship and knowledge transfer
  • • Enhanced network and access to resources

For Professionals

  • • Opportunity to share expertise and contribute to the community
  • • Networking opportunities
  • • Staying relevant in their field
  • • Potential for additional income
Target

Bumiputera Businesses

  • • Early stage startups and growing mid-tier companies

Experienced Bumiputera Professionals

  • • Retired or semi-retired professionals
  • • Active professionals
Value Proposition
  • • Bridging businesses with skilled professionals
  • • Enabling a sustainable support ecosystem
  • • Contributing to improved corporate governance, strategic decision-making, and broader economic development
Process Flow

Board of Director and Corporate Advisor Matching Process Flow

1.
Register

Profiling of potential companies and professionals

2.
Match

Matching between companies and potential investors

3.
Recommend

Provide listing of matches

4.
Connect

TERAJU facilitates engagement between both parties to finalise the appointment

Facilitation:

Bumiputera Angel Investors Depository

  • Objective:
  • • Address the funding gap faced by Bumiputera businesses
  • • Encourage and facilitate angel investing within the Bumiputera community
  • • Promote knowledge sharing and mentorship
  • • Contribute to the growth and success of the Bumiputera business ecosystem
  • Scope includes angel investor and business matching, as well as networking events.
Benefits and Impact

For Bumiputera Companies

  • • Access to funding
  • • Potential guidance/mentorship from experienced investors
  • • Network building
  • • Increased visibility

For Professionals

  • • Available investment opportunities
  • • Participate in impact investing
  • • Staying relevant in their field
  • • Diversification
  • • Networking and knowledge sharing
Target

Bumiputera Businesses

  • • Early stage startups and growing mid-tier companies

Successful individuals with substantial financial resources

Experienced business professionals

Value Proposition
  • • Enable access to funding
  • • Impact investing
  • • Networking
Process Flow

Bumiputera Angel Investors Depository Process Flow

1.
Register

Profiling of potential companies and investors

2.
Match

Matching between companies and potential investors

3.
Recommend

Provide listing of matches

4.
Connect

TERAJU facilitates engagement between both parties to finalise the appointment

Financing:

Bumiputera Development and Catalyst Fund Financing

  • Objective:
  • • To provide strategic financial support in collaboration with financial institutions, development financial institutions, and government agencies with the aim of scaling and expanding Bumiputera enterprises.

Fund SIze

RM1 Billion (financing up to RM10 million per company)

Profit Rate:

Up to BFR+2.0% per annum

Financing Tenure:

Up to 8 years

Purpose of Financing
  • • Working capital
  • • Asset acquisition
  • • Mergers and Acquisitions (M&A)
  • • Contract and project financing
Standard criteria for financing programmes

Target:

  • • From startups to medium-sized enterprises in high-value sectors

Sector Coverage:

  • • Open to all economic sectors and not limited to only new economic sectors and high-value, high growth sectors.

Eligibility Criteria:

  • • Minimum of 51% Bumiputera share ownership in the company, the Chief Executive Officer/Managing Director/majority of the company’s top management must be Bumiputera, and the company must be incorporated in Malaysia under the Companies Act 2016

Financing:

Islamic Working Capital Project Financing (i-WCPF) Programme

  • Objective:
  • • Using an innovative Peer-to-Peer (P2P) digital financing platform designed to scale and grow Bumiputera enterprises.

Fund Size

RM100 Million (financing up to RM1 million per transaction)

Profit Rate:

1% per month or up to 12% per annum

Financing Tenure:

Up to 12 months

Purpose of Financing
  • • Government, government-linked companies (GLCs), government-linked investment companies (GLICs) contract and project financing, and private sector tenders or contracts.
Standard criteria for financing programmes

Target:

  • • From startups to medium-sized enterprises in high-value sectors

Sector Coverage:

  • • Open to all economic sectors and not limited to only new economic sectors and high-value, high growth sectors.

Eligibility Criteria:

  • • Minimum of 51% Bumiputera share ownership in the company, the Chief Executive Officer/Managing Director/majority of the company’s top management must be Bumiputera, and the company must be incorporated in Malaysia under the Companies Act 2016

Financing:

Partnerships and Affiliations

  • TERAJU collaborates closely with key entities like Yayasan Peneraju and Ekuinas, and aims to foster a comprehensive support ecosystem for Bumiputera businesses at every stage of development.
  • Yayasan Peneraju plays a pivotal role by nurturing high-value talent in business, professional, and community leadership, with a focus on emerging fields such as energy transition and digital technology.
  • Ekuinas further strengthens this ecosystem with RM800 million in funding to propel high-performing Bumiputera companies.
  • Together, these partnerships are aligned with the 12th Malaysia Plan, reinforcing TERAJU’s commitment to building a sustainable entrepreneurial landscape that empowers businesses and contributes to national development.